Therapy Fees & Insurance
Urbana Marriage and Family Therapy Center accepts self-pay and all Carefirst/Blue Cross Blue Shield plans at this time. Ms. Smith also takes Lyra which is an employee assistance plan offered by some employers. We can also provide the forms necessary for Out-of-Network reimbursement if your insurance plan has this benefit. As an intern, Ms. Pilcher does not take insurance and, therefore, has a reduced rate listed below. Self-pay costs are based on length of session. Typically sessions are 50-55 minutes in length. However, some sessions can be scheduled for 90-minutes if deemed necessary or beneficial. The following are self-pay rates for the clinicians at the practice:
Sessions with Kara Smith, LCMFT:
- 55-minute session: $160
- 90-minute session: $240
Sessions with Kimberly DiGiorgio, PhD:
- 55-minute session: $180
- 90-minute session: $260
Sessions with Christi King, LGPC :
- 55-minute session: $140
- 90-minute session: $210
Sessions with Deidre Pilcher, Intern:
- 55-minute session:$40
- 90-minute session: $60
Considerations when using insurance. When deciding whether or not to use your insurance plan for therapeutic services, please take into account:
- Insurance companies require a diagnosis: When working on relationship concerns, a diagnosis is not always applicable and may seem to “blame” a member of the family. With relationship issues, problems generally arise from the dynamics between people and not necessarily due to a mental health diagnosis. We will not bill for couple’s therapy sessions if neither member of the couple meet the criteria for a diagnosis.
- Privacy: When you bill an insurance company they ask for a lot of personal information about you! We value your privacy and believe this is an essential part of the therapeutic relationship.
- Value of services: People outside of the healthcare industry do not always realize that insurance companies decide how much the provider is paid and the amount we are paid varies widely from insurance company to insurance company! In order to provide each client with the attention needed, we keep caseloads reasonable and, with that, it means we cannot afford to take accept many insurance plans.